It seems like consumer data is compromised in some massive data breach every other week. You should expect the companies you do business with to do everything possible to prevent data breaches and protect your data, but it’s unreasonable to believe it will never happen. It’s up to you to take additional steps to protect your own data, and minimize the potential fallout from a breach as much as you can. One of the best ways to do that is with two-factor authentication.

Dairy Queen and Kmart are just two of the more current examples of major retail chains that have had their point-of-sale systems compromised—resulting in attackers’ capturing sensitive customer data. Target, Home Depot, and UPS have also been victims of recent data breaches. Personal information and credit card data from tens of millions of consumers is now in the hands of criminals, and at risk of being used for fraudulent activity or identity theft.

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