Now that Apple has pulled back the curtain and shared the details on the new iPhones, it’s decision time. If you decide you want one, though, the next question is whether or not you’re locked in to the smartphone you have now and whether or not there is anything you can do about it.

To be fair, there is nothing groundbreaking about the new iPhones. If you already have an iPhone 5 or some other premier smartphone like a Samsung Galaxy S4 or a Nokia Lumia 928, there may not be much to compel you to run out and get an iPhone 5s or iPhone 5c.

The truth is that most of the cool stuff is actually a function of iOS 7 rather than the specific iPhone model, but some iPhone models will not be able to use all of the new features of iOS 7. From a business perspective, though, the fingerprint sensor on the iPhone 5s is intriguing, and might be a reason to make the switch.

If you already have a smartphone, and your contract isn’t up yet, and it’s not new enough for you to be enrolled in a program like T-Mobile Jump or Verizon Edge that allow you to upgrade more frequently, then what?

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